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Hospital Indemnity Insurance

Updated over 2 weeks ago

An insurance plan that can be purchased in addition to other health insurance coverage.

Intro to Hospital Indemnity Plans

Heartland National Ancillary Products Training Webinar

GTL Hospital Indemnity Webinar

Things to Know

  • The policyholder pays a monthly premium

  • If the policyholder spends time in the hospital, they will receive a fixed amount paid directly to the policyholder to have cover expenses.

  • The payouts go directly to the policyholder.

  • The payment can be used for anything, although people often use the benefit for deductibles, coinsurance, rehabilitation, or home care costs.

  • It can also help pay for expenses during recovery or for lost income.

Many/Most Offer

  • Riders for Ambulance Services

  • Emergency Room

  • Skilled Nursing Facility coverage

Riders Many/Most Include

  • Lump Sum Cancer Rider

  • Outpatient Surgery Rider

  • Outpatient Therapy Rider


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