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Understand Your Contract Status

Updated over a month ago

You can view your contract status for each carrier directly in the Spark platform. In some cases, your carrier's status will be pending. Please use this guide to understand what your status means.

Status

Meaning

Agent requested

We received a request to add this contract but haven’t taken action yet!

Contract sent

Spark has sent you a contracting link via email or a carrier portal with instructions.

Contract sent by downline agency

Your direct agency has sent you a link.

Contract sent to complete transfer

It's the end of the contract transfer period, and you need to complete a link to complete the transfer.

Expired

You did not complete the Contract after 30 days. Please resubmit the request if you’d like this carrier.

In-transfer or release window

You have submitted all your paperwork and are now waiting to be moved to Spark. For certain carriers, you may need to take an additional step at the end of the transfer period, but Spark will inform you if that happens.

No longer contracted

Used to indicate that you were ready to sell for a prior year but not this year.

No longer interested

You no longer wish to move forward with the contract.

Pending: Carrier Is Processing

The carrier is processing your contract. You do not need to take any action. However, if you have been in this stage for more than two weeks, we will escalate the situation to the carrier.

Pending: Complete Certifications

Complete required certifications.

Pending: Confirm your level with Spark sales team

[principals only] You must confirm your contract level with Spark.

Pending: Email us your missing information

Email us the information specified to proceed.

Pending: Email us your release

You have shared that you’re getting your release. Please send it to us so we can proceed.

Pending: Other

Described in a detailed note.

Pending: Request carrier to cancel outstanding contracting link

The carrier is preventing Spark from sending a link because there is already a link outstanding. You must email or call the carrier to cancel the outstanding link.

Pending: Resubmit after blackout period

You are in a period during which the carrier restricts any transfers or new contracts. You must wait for this “blackout period” to end before proceeding. Spark will proactively reach out then.

Pending: Waiting for the carrier to respond

There is an unforeseen issue with contracting and we're waiting for the carrier to confirm the next steps with us.

Pending: Waiting for your upline to add a state

Your upline hasn't added a state that's required by the your contract. We are waiting for your upline to add the state first.

Pending: Waiting for your upline to be contracted

Your upline hasn't added a contract that you requested. We need the upline to add the contract first.

Pending: Waiting for your upline to confirm your level

There is an open question about your level and we need the your direct upline to confirm.

Ready to Sell [plan year]

You have completed all contracting & certification steps and are Ready to Sell for this current year. Spark confirms your status directly with the carrier for compliance purposes.

Ready to Sell [prior plan year]

You need to recertify for the next plan year (applies to Medicare Advantage & PDP products only).

Rejected by carrier

Your contract was rejected by the carrier, e.g. for failed background

Under other FMO

Your contract is under another FMO (other than Spark)

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