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RTS (Ready to Sell) 2026

Updated over 2 months ago

Overview

Spark is updating our platform to display 2026 RTS (Ready to Sell) status for Agents and Agency Principals.

This enhancement provides users with a clear view of their contracting status and eligibility to sell for the 2026 plan year.

Note: Some carriers have already begun submitting 2026 RTS data, while others have not. As a result, platform visibility may vary depending on the carrier. We’ll continue to update the Help Center and notify agents as additional information becomes available.

Finding Your 2026 RTS Status

Navigate to Back Office and select View carrier contracts.

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Locate the Ready to Sell column. If you’re marked RTS, the Carrier will be listed with a green checkmark.

Possible Reasons Your 2026 RTS Status Isn’t Showing

There are a few possible reasons your 2026 RTS status isn’t visible:

  • The carrier hasn’t provided their 2026 RTS data yet

  • Your certification or contract is still pending approval

Spark will update your status once we receive confirmation from the carrier

Inaccurate RTS Status

Please verify that your contracting and certification requirements have been fully completed. If you believe your RTS status is inaccurate, we recommend contacting your Agency Principal or reaching out to Spark Support at [email protected] for further assistance from the Contracting team.

Carriers Providing 2026 RTS Data

The following carriers are currently submitting 2026 RTS data:

  • Alignment

  • Anthem

  • Banner

  • BCBS AZ

  • BS of CA

  • Cigna (for agencies direct-to-Spark and their downlines)

  • Clever Care

  • Devoted

  • Eternal

  • FL Blue

  • Freedom

  • Humana

  • Kelsey Seybold

  • Memorial Hermann

  • UnitedHealthcare

  • Select Health

  • Wellcare (for agencies direct-to-Spark and their downlines)

  • Zing / Lasso Health

Additional carriers may begin submitting data in the coming weeks. Spark will continue to update your status as new information becomes available.

FAQ

Why doesn’t it say I’m RTS yet?

Your RTS status may not be visible yet due to one of the following reasons:

  • The required certification has not been completed

  • There is a delay in receiving updated files from the carrier

Do I need to do anything to become RTS?

Complete your contracting and certifications.

How will I know once I become RTS?

Click on Back Office and select View carrier contracts under Carrier contracts.

Your RTS status will be listed under the 2026 status column.

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